# User Terms

## 1\. General

1.1. Welcome to novaazurix.net (the “Website”).

Our email: [info@novaazurix.net](https://novaazurix.net/en/contact)

1.2. The Website provides information about third-party platforms for portfolio allocations (the **“Services”**).

1.3. These terms of use (the **“Terms”**) govern your use of the Website or Services. By using the Website, you agree to these Terms, which form a legally binding agreement. If you disagree, you must stop using the Website.

These Terms include our Privacy Notice, and by agreeing to these Terms, you also accept our Privacy Notice (available [here](https://novaazurix.net/en/privacy)).

## 2\. Eligibility

2.1. You may use the Website if you:

2.1.1. Are at least 18 years old;

2.1.2. Have the authority and capacity to agree to these Terms;

2.1.3. Are not prohibited from using the Website or Services by applicable laws.

2.2. We make no warranties about the legality of the Website or Services and are not responsible for any illegal use by you.

## 3\. Prohibited Activities

3.1. You agree to use the Website and Services respectfully and not to:

3.1.1. Upload or transmit content that violates rights, contains harmful material, includes viruses, or is illegal;

3.1.2. Modify or delete any legal notices or proprietary labels on the Website;

3.1.3. Use the Services through any interface other than the Website;

3.1.4. Interfere with other users’ access to the Website or Services;

3.1.5. Use bots or automated methods to access the Website or Services;

3.1.6. Upload unauthorized data collection mechanisms;

3.1.7. Simulate the appearance or function of the Services;

3.1.8. Violate laws or promote illegal activities;

3.1.9. Interfere with the Website’s source code;

3.1.10. Reverse engineer any software or technology used in the Services.

3.2. If we suspect your use violates these Terms or laws, we may track your activity, block access, or take other actions to protect our rights.

## 4\. Intellectual Property Rights

4.1. The Website’s content, including text, logos, and designs, is protected by our or third-party intellectual property rights.

4.2. You gain no ownership of intellectual property by using the Website or Services, only the right to use them per these Terms.

4.3. The Website and Services are for personal, non-commercial use only.

4.4. You may not modify, copy, distribute, or exploit the Website’s content without our prior written permission.

## 5\. Limitation of Liability

5.1. You use the Website and Services at your own risk. We provide them “as is” without warranties of accuracy, completeness, or fitness for a particular purpose.

5.2. We are not liable for errors in content, interruptions, or third-party transmitted viruses.

5.3. You are responsible for decisions made based on the Website or Services.

5.4. We are not liable for any damages, including lost profits, arising from your use of the Website or Services, with liability limited to £100 where applicable.

5.5. We are not responsible for technical problems, internet congestion, or compatibility problems with your equipment.

## 6\. Third-Party Services or Content

6.1. The Services may include third-party content, such as advertisements or reviews, which we do not control or endorse.

6.2. You should verify third-party information independently, as reliance on it is at your own risk.

## 7\. Links

7.1. The Website may contain links to third-party websites or materials. We are not liable for any loss or damage caused by their use.

7.2. Links do not imply our endorsement or affiliation with these third parties.

7.3. You should review the terms and policies of third-party websites before engaging with them.

## 8\. Miscellaneous

8.1. We may modify or discontinue Services at our discretion without liability.

8.2. We may update these Terms, with changes effective upon posting. Continued use implies agreement to revised Terms.

8.3. These Terms and the Privacy Notice are the sole agreements between us, and no other promises are binding.

8.4. Our failure to enforce any right does not waive it.

8.5. If any provision is unenforceable, the remaining Terms remain effective.

8.6. We may assign our rights or obligations to third parties, but you may not transfer yours.